stablecoins

AI News

Traditional bank stability threatened by digital stablecoin competition and deposit outflows
AI News

Stablecoins Spark Alarm: How Yield-Bearing Digital Assets Threaten $6 Trillion in U.S. Bank Deposits

January 16, 2026 CryptoExpert

WASHINGTON, D.C. — January 2025 — Traditional U.S. banks face an unprecedented challenge from digital innovation as yield-bearing stablecoins threaten to trigger massive deposit outflows, potentially destabilizing the core funding mechanism of America’s financial system. Bank of America CEO Brian Moynihan recently issued a stark warning during an earnings call, citing Treasury Department studies suggesting […]

Analysis of massive USDC stablecoin transfer to Coinbase exchange showing market implications
Bitcoin News

USDC Transfer Stuns Market: $261 Million Whale Movement to Coinbase Sparks Analysis

January 16, 2026 j n

Blockchain monitoring service Whale Alert detected a staggering 260,741,570 USDC transfer from an unknown wallet to cryptocurrency exchange Coinbase on Tuesday, March 18, 2025, creating immediate ripples across digital asset markets. This substantial transaction, valued at approximately $261 million, represents one of the most significant stablecoin movements of the quarter and provides crucial insights into […]

CLARITY Act stablecoin legislation breakthrough at US Capitol with blockchain elements
Bitcoin News

CLARITY Act Breakthrough: Bipartisan Stablecoin Deal Could Revive Crucial Crypto Legislation in 2025

January 16, 2026 j n

WASHINGTON, D.C., March 2025 – The stalled CLARITY Act, a landmark cryptocurrency market structure bill, could see renewed momentum if bipartisan negotiators reach agreement on one critical issue: stablecoin interest payments. This potential breakthrough follows months of legislative gridlock and represents a significant development for the $2.3 trillion digital asset industry seeking regulatory clarity in […]

Interactive Brokers integrates USDC stablecoin for 24/7 account funding, bridging traditional finance and crypto.
Bitcoin News

Interactive Brokers USDC Launch: The Revolutionary 24/7 Account Funding That Changes Everything

January 15, 2026 j n

In a landmark move for financial markets, global electronic brokerage Interactive Brokers (IBKR) announced plans to launch 24/7 account funding using the USDC stablecoin, effectively shattering the traditional constraints of banking hours and settlement cycles. This pivotal development, first reported by The Block, positions the firm as the first major traditional finance institution to directly […]

Global stablecoin adoption reaches 200 million addresses, showing massive cryptocurrency wallet growth.
Bitcoin News

Stablecoin Adoption Soars: 200 Million Addresses Now Hold Digital Dollars in Stunning Growth

January 15, 2026 j n

Global cryptocurrency adoption has reached a remarkable milestone, with the number of stablecoin-holding addresses surpassing 200 million worldwide according to new data. This staggering figure represents a doubling of stablecoin users over just four years, signaling a fundamental shift in how people interact with digital assets. The data, originally reported by crypto newsletter Milk Road […]

Citrea ctUSD stablecoin bridges Bitcoin security with US Treasury backing for zero-knowledge rollup liquidity
Bitcoin News

Citrea Stablecoin ctUSD Launch: Revolutionary Bitcoin Rollup Gains Treasury-Backed Liquidity

January 15, 2026 j n

In a significant development for Bitcoin’s evolving ecosystem, the Citrea zero-knowledge rollup project has launched ctUSD, a dollar-pegged stablecoin backed 1:1 by short-term U.S. Treasury bills and cash. This strategic move, reported by CoinDesk, positions ctUSD as the foundational liquidity standard for Citrea’s expanding infrastructure, potentially transforming how value moves across Bitcoin’s layered architecture. The […]

Analysis of crypto bill markup delay as constructive opportunity for U.S. digital asset regulation
Bitcoin News

Crypto Bill Markup Delay: A Strategic Pause for Constructive Regulatory Clarity

January 15, 2026 j n

WASHINGTON, D.C., January 2025 – The recent postponement of a critical U.S. Senate committee vote on landmark cryptocurrency legislation is not a setback but a strategic, constructive opportunity, according to analysis from investment bank Benchmark. This crypto bill markup delay, initially scheduled for January 15th by the Senate Banking Committee, provides crucial time to refine […]

SG-Forge completes a tokenized bond settlement using its EURCV stablecoin in a landmark institutional blockchain transaction.
Bitcoin News

Tokenized Bond Milestone: SG-Forge’s Revolutionary Stablecoin Settlement Signals Institutional Crypto Breakthrough

January 15, 2026 j n

In a landmark move for institutional finance, SG-Forge, the cryptocurrency subsidiary of French banking titan Societe Generale, has successfully settled a tokenized bond using a combination of cash and its proprietary euro-pegged stablecoin. This transaction, completed in collaboration with the global financial messaging giant SWIFT, represents a significant validation of blockchain’s role in core capital […]

JPMorgan calls for stablecoin regulation under the GENIUS Act to address financial system risks
AI News

Stablecoin Regulation: JPMorgan’s Urgent Warning Spurs GENIUS Act Momentum

January 15, 2026 CryptoExpert

In a significant development for cryptocurrency oversight, JPMorgan Chase has intensified calls for comprehensive stablecoin regulation through the proposed GENIUS Act, highlighting growing concerns about yield-bearing stablecoins creating unregulated parallel banking systems that could destabilize traditional finance. The banking giant’s warning, delivered by CFO Jeremy Barnum during recent congressional testimony, represents a pivotal moment in […]

Bank of America CEO warns stablecoin interest could drain trillions from bank deposits
Bitcoin News

Stablecoin Interest Sparks Alarm: BofA CEO Warns of $6 Trillion Bank Deposit Exodus

January 15, 2026 j n

WASHINGTON, D.C., March 2025 – A stark warning from Bank of America CEO Brian Moynihan has ignited urgent discussions about the future of American finance. Moynihan cautioned that permitting interest payments on stablecoins could trigger a massive $6 trillion migration from traditional bank deposits into the cryptocurrency market. This potential shift represents approximately one-third of […]