Imagine a world where your Bitcoin holdings could help you buy a home. What once seemed like a distant dream for cryptocurrency enthusiasts is now inching closer to reality. The U.S. housing finance system is on the cusp of a significant shift, as the Federal Housing Finance Agency (FHFA) has issued a pivotal directive to […]
The world of finance is constantly evolving, with cryptocurrency at the forefront of innovation. Imagine a future where your home loan isn’t just tied to traditional banks, but leverages the power of digital assets. This vision, however, is now facing significant headwinds. A proposed crypto mortgage plan in the United States, aiming to integrate blockchain […]
Imagine a world where your digital assets, like Bitcoin or Ethereum, could directly help you buy a home. Sounds innovative, right? This evolving intersection of cryptocurrency and traditional finance is exactly what has caught the attention of a powerful coalition of US Senators, who are now demanding urgent clarity on a new, controversial crypto-backed mortgage […]
In a bold move to modernize U.S. financial systems, Senator Cynthia Lummis has introduced the 21st Century Mortgage Act, aiming to recognize Bitcoin and digital assets in mortgage loan eligibility. This groundbreaking proposal could revolutionize homeownership for crypto investors. What Does the 21st Century Mortgage Act Propose? The bill seeks to update federal mortgage guidelines […]
In a groundbreaking move, Senator Cynthia Lummis (R-WY) has introduced the 21st Century Mortgage Act, aiming to revolutionize housing finance by integrating Bitcoin and other cryptocurrencies into mortgage eligibility criteria. This bold legislation could open doors for millions of young Americans struggling to enter the housing market. What Does the 21st Century Mortgage Act Propose? […]
Could cryptocurrency be the key to unlocking homeownership for young Americans? Senator Cynthia Lummis thinks so. Her new bill, the 21st Century Mortgage Act, aims to allow crypto as mortgage collateral, potentially transforming the housing market for digital asset holders. What Does the Lummis Bill Propose? The 21st Century Mortgage Act would require government-sponsored enterprises […]
Cryptocurrency is no longer just a speculative asset—it’s becoming a cornerstone of mainstream finance. U.S. lawmakers are now pushing for its integration into mortgage and tax systems, a move that could redefine financial accessibility for digital asset holders. Here’s what you need to know. Why Cryptocurrency Integration Matters Now The push to integrate cryptocurrency into […]
Are you struggling with high mortgage rates? As of July 2025, U.S. 30-year mortgage rates hover near 7%, making refinancing an expensive endeavor for homeowners. Discover the latest trends and whether refinancing still makes sense in this market. Why Are Mortgage Rates Still Near 7%? Despite Federal Reserve rate cuts in late 2024, mortgage rates […]
In a bold move to modernize the housing market, Senator Cynthia Lummis has introduced the 21st Century Mortgage Act, which could revolutionize how younger Americans qualify for home loans by allowing crypto mortgage collateral. This groundbreaking proposal recognizes the growing role of digital assets in wealth-building strategies. What Does the 21st Century Mortgage Act Propose? […]
Could your cryptocurrency holdings affect your chances of securing a mortgage? The U.S. Federal Housing Finance Agency (FHFA) is set to explore this critical question, sparking discussions among crypto investors and homebuyers alike. Why is the FHFA Studying Cryptocurrency Holdings? William Pulte, Director of the FHFA, recently announced on X that the agency will examine […]
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