Modular financial infrastructure versus monolithic banking systems showing API flexibility ending vendor lock-in for neobanks.
Ethereum News

Modular Financial Infrastructure: The Revolutionary End of Monolithic Banking Systems

Global, May 2025: The financial technology landscape stands at a critical inflection point. For years, neobanks and digital-first financial institutions pursued rapid market entry through pre-packaged, monolithic technology stacks. This approach delivered speed initially but created long-term architectural rigidity. Now, a fundamental shift toward modular financial infrastructure is dismantling the era of vendor lock-in. By […]