Mortgage Rates News & Updates

A family enjoying their beautifully renovated home, symbolizing strategic home equity use amidst high mortgage rates.

Strategic Home Equity: How US Homeowners Are Astoundingly Thriving with Renovations Amidst High Mortgage Rates

August 31, 2025 coinpulse_staff

In the world of cryptocurrency, we often talk about ‘HODLing’ – holding onto assets for the long term, weathering market volatility with a strategic mindset. Interestingly, a similar ‘HODL’ strategy is now playing out in the U.S. housing market, but with a unique twist: homeowners are ‘HODLing’ their homes and investing significant capital into them […]

Adjustable-rate mortgage rates impact homebuyers in a high-rate climate

ARM Rates Surge: 5/1 at 7.74% and 7/1 at 7.56% as Buyers Navigate High-Rate Climate

August 15, 2025 coinpulse_staff

Are you considering an adjustable-rate mortgage (ARM) in today’s high-rate climate? With 5/1 ARM rates at 7.74% and 7/1 ARM rates at 7.56%, understanding your options is crucial. Discover why 8% of buyers are turning to ARMs despite the risks. Current ARM Rates: What You Need to Know As of July 29, 2025, the average […]

Rising ARM rates and fixed-rate mortgage dominance in U.S. lending

Shocking Rise: 5-Year ARM Rates Hit 7.67% as Fixed-Rate Mortgages Dominate 92% of U.S. Lending

July 30, 2025 coinpulse_staff

Mortgage rates are soaring, with 5-year adjustable-rate mortgages (ARMs) hitting 7.67% and 7-year ARMs at 7.56%. Meanwhile, fixed-rate mortgages dominate 92% of U.S. lending. Here’s what you need to know. Why Are ARM Rates Rising? According to Zillow data analyzed by Fortune, ARM rates have surged due to market volatility. Key factors include: Federal Reserve […]