Are you considering an adjustable-rate mortgage (ARM) in today’s high-rate climate? With 5/1 ARM rates at 7.74% and 7/1 ARM rates at 7.56%, understanding your options is crucial. Discover why 8% of buyers are turning to ARMs despite the risks. Current ARM Rates: What You Need to Know As of July 29, 2025, the average […]
Are you struggling with high mortgage rates? As of July 2025, U.S. 30-year mortgage rates hover near 7%, making refinancing an expensive endeavor for homeowners. Discover the latest trends and whether refinancing still makes sense in this market. Why Are Mortgage Rates Still Near 7%? Despite Federal Reserve rate cuts in late 2024, mortgage rates […]
In a bold move to modernize the housing market, Senator Cynthia Lummis has introduced the 21st Century Mortgage Act, which could revolutionize how younger Americans qualify for home loans by allowing crypto mortgage collateral. This groundbreaking proposal recognizes the growing role of digital assets in wealth-building strategies. What Does the 21st Century Mortgage Act Propose? […]
Mortgage rates are soaring, with 5-year adjustable-rate mortgages (ARMs) hitting 7.67% and 7-year ARMs at 7.56%. Meanwhile, fixed-rate mortgages dominate 92% of U.S. lending. Here’s what you need to know. Why Are ARM Rates Rising? According to Zillow data analyzed by Fortune, ARM rates have surged due to market volatility. Key factors include: Federal Reserve […]
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